Plans We offer seven levels of protection so you can select the coverage that is right for you. If you have a phone that would cost $375 to replace, then you would want to have level 4 coverage which has a maximum protection of $400. Your premium would be $85 annually with a $20 deductible. If you have a phone with a replacement value of $850, you can sign up for Level 7. Upon claim approval, you would have a $50 deductible, then you would receive $700 towards your replacement phone. Level 1 Level 2 Level 3 Level 4 Level 5 Level 6 Level 7 Each plan has optional coverage available that covers lost phones and manufacturer defects. Customer Service About Us Check Claim Status Report a Claim FAQs Enroll ACE